Insurance for Car
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Secure Top-Notch Auto Protection in Just a Few Minutes
Shopping for car insurance with us is straightforward and easy to understand. We provide coverage to suit everyone’s needs at competitive rates and offer excellent service. Our customers rate us among the top vehicle insurers in the U.S. for customer service, claims handling, and pricing.
What Our Customers Have to Say
Reliable service and assistance
Since we opened our doors in 1983, we have been devoted to safeguarding our customers, their families, and their property. This is a responsibility we hold with great care, and we are dedicated to delivering the best service and protection for everyone we insure.
User-Friendly Customer Portal
Check or update your policy, download ID cards to your smartphone, and more!
Simple Claims Procedure
You can file a claim anytime, day or night. Simply call our claims hotline at (877) 666-6666 to get back on the road quickly.
Assured Repairs
Premiere Alliance simplifies the repair process and manages everything from start to finish. Plus, when you select a Mercury-authorized repair shop, Mercury guarantees the repairs for as long as you own the vehicle.
How Various Car Insurance Packages Shield You and Your Family
You might be a careful driver, but we’re concerned about everyone else on the road. That’s why Mercury offers a range of coverages to address various situations. Each coverage option is tailored to protect you and your property. You have the flexibility to choose the vehicle coverages that best suit your needs.
If you live in a high-risk area for floods or wildfires, comprehensive coverage could be a wise choice. It pays for damages to your vehicle caused by natural disasters like hail, fire, or floods. Additionally, it safeguards your property in the event of vandalism or theft.
Liability coverage
Liability coverage, typically required in most states, can assist in covering another person's injuries and damages to their car if you're found at fault.
Comprehensive Coverage
Comprehensive insurance is optional coverage that safeguards you if your vehicle is damaged in situations other than a collision.
Uninsured Coverage
Covers bodily injuries to you, other passengers, and drivers in your insured vehicle due to losses caused by uninsured or underinsured drivers.
Collision Coverage
Collision coverage is generally optional unless your lender mandates it. It helps cover the costs of repairing your vehicle after a car accident.
Auto Insurance FAQs
The cost of auto insurance is influenced by various factors, such as the vehicle you drive, your location, your driving history, age, marital status, vehicle type, and more.
To determine your specific insurance cost, speak to a Premiere Alliance agent at (877) 666-666 or get a free quote online.
Your driving habits, vehicle, location, and budget all play a role in determining the amount of coverage you need. When considering your auto insurance options, think about:
- Your state may require liability insurance.
- If you’re financing your car, collision coverage might be necessary.
- Selecting a higher deductible can reduce your insurance premium but increases your out-of-pocket expenses after a loss.
- If you own an older vehicle with a lower value, it might not make sense to pay for more expensive coverage.
- Taking the time to consider these factors can help you understand the level of car insurance you require. Premiere Alliance offers additional tips and we recommend speaking with one of our agents. Our agents can tailor a customized policy to fit your needs.
Premiere Alliance is pleased to offer auto insurance and coverage in the following states: Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia.
Driving laws vary by state. Contact a local Premiere Alliance Insurance agent to find the coverage that best suits your needs.
Numerous states mandate liability insurance to ensure financial safety for all road users. Failure to meet these insurance requirements can result in fines or even the suspension of your license and registration by the state authorities.
Everyone appreciates saving money. Luckily, there are several ways to lower your premium and qualify for discounts. These can include:
- The type of vehicle you drive
- Anti-theft features in your vehicle
- Your location
- Your driving record and annual mileage
- Teen driver school grades
- The number of cars insured by Mercury and other policies you may have with Premiere Alliance
A Premiere Alliance agent can assist you in finding more ways to lower your premium and additional discounts. Learn more about the available discounts from Premiere Alliance.